This week I was meant to be in Cape Town for the Financial Planning Institute’s annual convention. It’s an event I look forward to every year. It’s a chance to learn, and to reconnect with people I’ve come to know over 35 years in financial services.  Then life...

Deciding when and how to retire is one of the major transitions we help clients work through. Naturally, a large part of this decision comes down to the numbers, and one key question we help clients answer is, “Am I going to be okay?” While a financial plan can help...

A few weeks ago, we at Client Care hosted a breakfast with my good friend Dan Haylett, a financial planner from London. Dan and I share a passion for helping clients live a full and meaningful retirement. He has written a book on the subject and has just been...

Investing is both a science and an art. The science of investing can be learned in books, the classroom, and by following your curiosity online. Understanding inflation, interest rates, asset allocation, and legislation gives you the foundation for becoming a...

At the start of the year, we cautioned that after three strong years in the stock markets, investors need to have realistic expectations about near-term returns and be prepared for a period of possible market declines.  The exact timing and reason for the decline were...

You've done the hard work of creating a workable financial life plan that accounts for your current circumstances and future goals. You've implemented it using evidence-based, well-diversified investment portfolios. Now imagine you cannot touch any of it for 10 years....

Having family spread all over the world makes life interesting and challenging in many ways. My wife and I are currently in London as we have children in the UK and I have some clients to visit. Landing at Heathrow I get the normal enquiry on the reason for my visit....

Investing in the financial markets can be daunting, especially when faced with the unpredictability of market fluctuations. However, there’s a strategy that can help mitigate this uncertainty and potentially outperform fund performance over the long term: investing...

Starting lifestyle financial planning early is akin to adopting a healthy diet and exercise routine at a young age. Just as these habits contribute to a longer, healthier life, proactive financial planning enhances both your financial health and overall quality of...

Time is the true measure of real wealth, far surpassing material riches. While financial success can provide comfort and security, it is health that truly enriches our lives. No amount of money can buy good health, and it is through good health that we are gifted...