by Ben Charlton | May 1, 2024 | Uncategorised
Time is the true measure of real wealth, far surpassing material riches. While financial success can provide comfort and security, it is health that truly enriches our lives. No amount of money can buy good health, and it is through good health that we are gifted...
by Ben Charlton | Apr 24, 2024 | Uncategorised
More and more wealthy families are starting to create a “Family Constitution”. We are assisting a few clients with setting this up as it fits in perfectly with the planning we do with/for them. A family constitution, also known as a family charter or family governance...
by Ben Charlton | Apr 16, 2024 | Uncategorised
The term “financial planning” means different things to different people, whether advisers or clients. Unfortunately, this means that many people think they are giving and getting great advice, but in reality, they are not. Some advisers see themselves as asset...
by Ben Charlton | Apr 16, 2024 | Uncategorised
Retirement is a journey, and like any journey, it is marked by distinct phases, each with its own set of challenges and opportunities. Understanding these phases can help retirees prepare for the transitions ahead and make the most of their retirement experience....
by Ben Charlton | Feb 13, 2024 | Uncategorised
This past weekend, we took our grandson on his first camping experience. I had been looking forward to these few days with great anticipation, as being outside in nature is my favourite pastime, and sharing this with him and the rest of the family promised a special...
by Ben Charlton | Feb 6, 2024 | Uncategorised
Investing is like steering a ship through both calm and stormy seas. When we talk about permanent loss in a well-diversified portfolio, we’re essentially discussing the impact of our human decisions on our financial journey. Instead of seeing it as a big problem,...
