by Ben Charlton | Aug 18, 2023 | Uncategorised
In many of our articles, I bang on about the importance of having a long-term financial plan. The simple reason for this is that most people don’t have a plan, even if they work with a financial planner. A survey in the USA revealed that although 75% of their citizens...
by Ben Charlton | Aug 7, 2023 | Uncategorised
I recently spent some time in the bush with friends, a wonderful way to reset and feed the soul. These friends and I are all in the financial services industry so much of what we chat about, and debate is aspects of our work. A big focus for all of us is the various...
by Ben Charlton | Aug 2, 2023 | Uncategorised
I write this while sitting on the lawns of the Lion and Elephant Motel in Zimbabwe, 76km from Beit Bridge. It’s time for the bush, some R&R and the odd Zambezi lager. The trip has been well planned ( I love the planning), in fact, so well that for the last two...
by Ben Charlton | Jul 25, 2023 | Uncategorised
Today, we shed light on the often overlooked but immensely significant topic of qualifications in the realm of financial planning. Discover why choosing a Certified Financial Planner (CFP) can make a world of difference in your financial success. In various aspects of...
by Ben Charlton | Jul 21, 2023 | Uncategorised
In life, it is natural for people to want certainty around various areas of their life. We don’t like surprises or change, so knowing the probable outcome of actions we may take gives us comfort. One way we do this is by using “rules of thumb” (ROT’s). We see this...
by Ben Charlton | Jul 19, 2023 | Uncategorised
Nowhere in the bible is the word or concept of retirement mentioned. The first recorded use of a state pension was in 13 BC by Augustus Caesar for military veterans who had served at least 16 years in a legion and 4 years in the reserves. This was later increased to...
