by Ben Charlton | Jul 25, 2023 | Uncategorised
Today, we shed light on the often overlooked but immensely significant topic of qualifications in the realm of financial planning. Discover why choosing a Certified Financial Planner (CFP) can make a world of difference in your financial success. In various aspects of...
by Ben Charlton | Jul 21, 2023 | Uncategorised
In life, it is natural for people to want certainty around various areas of their life. We don’t like surprises or change, so knowing the probable outcome of actions we may take gives us comfort. One way we do this is by using “rules of thumb” (ROT’s). We see this...
by Ben Charlton | Jul 19, 2023 | Uncategorised
Nowhere in the bible is the word or concept of retirement mentioned. The first recorded use of a state pension was in 13 BC by Augustus Caesar for military veterans who had served at least 16 years in a legion and 4 years in the reserves. This was later increased to...
by Ben Charlton | Jul 10, 2023 | Uncategorised
The financial services industry thrives in making simple things complex. This allows it to charge for solving the problems it creates. The biggest area where this happens is in asset management, where managers promise to outperform the market and deliver high returns....
by Ben Charlton | Jul 3, 2023 | Uncategorised
Are you living your best life? If you’re not sure, think about it and find out. Most see retirement as a single event or milestone, and the biggest question they have is: “Am I going to be ok”? Or, put differently, “Do I have enough”? This week, among the meetings I...
by Ben Charlton | Jun 28, 2023 | Uncategorised
We may think that being rich and being wealthy are really the same thing but in fact, they are miles apart. Morgan Housel author of “the psychology of money”, describes the highest form of wealth as “being able to do what you want, when you want for as long as you...
